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| Variable cost, just-in-time provider of detailed and complex loan review, QC, Due Diligence services. |
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Pre-purchase Due Diligence Services
- Several of the nations largest lenders utilize Zenta to analyze both their bulk and flow loan purchases.
- Distressed assets or new production Zenta has tremendous experience in the distressed asset acquisition and servicing markets. |
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Forensic Loan Underwriting
- Agency and Private Investor Rebuttal Services.
- Fraud and compliance risk investigations. |
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Production Quality Control
- Multiple national lenders count on Zenta to administer their production QC programs. |
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Benefits of Zenta Quality Control and Due Diligence Services
- Reduce internal QC costs by as much as 40%. Our highly competitive onshore/offshore delivery model allows many clients to significantly decrease the overall QC expense and/or increase their scope of statistical sampling.
- Immediate QC capacity and the ability to scale rapidly.
- Rigorous and on-going training is provided to all analysts. Experience in performing and non-performing asset diagnostics.
- In todays market of increasing non-performing assets, Zenta is helping clients uncover and document loan deficiencies so they can collect re-payment. The economics of preventing even a single loan re-purchase can be profound.
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Re-Underwriting to Investor Guidelines: |
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Income/Employment/Assets /Credit
Appraisal Review
SS # Verification
REO Search
Red Flag Review/Compliance Scrub
Closing Docs Review
High Cost Review
Customized Reporting
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Data Re-Verification: |
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Employment and Assets
Credit
Appraisal
SS# and Borrower Identification
Title Report
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Additional Quality Control: |
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Denied/Withdrawn Loan Audits
Servicing Portfolio Analytics
Warehouse Line Audits
Investor specific pipelines
Predatory lending audits
EPD/FPD
Non-Performing Asset Review
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Customized Solutions. Continuous Improvement.
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